Attention homeowners in Oneida and Madison County: Need an appraisal?

Here are the top reasons NY homeowners hire Haskell & James Realestate Appraisal & Co.:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. To reduce a mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NY divorce, where real estate needs to be divided
  7. To settle an estate in NY by determining the true market value of property in question

Own a home in or near Oneida, NY and need help determining the price of it?
Contact Haskell & James Realestate Appraisal & Co..

At Haskell & James Realestate Appraisal & Co., we understand the individual needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Haskell & James Realestate Appraisal & Co. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Haskell & James Realestate Appraisal & Co., we're experts in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Haskell & James Realestate Appraisal & Co. is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An expert appraisal from Haskell & James Realestate Appraisal & Co. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.